Are you out of cash? Do you plan have new projects or do you want to travel? Are there emergency expenses glaring at your face? You need not freight. There are loan providers in form of mobile app that give out instant loans without requesting for collateral.


We will examine the best loan apps you can use in Nigeria to get instant loans to solve your financial problems in few minutes.




Listed below is the Top 5 Loan Apps in Nigeria to give you that cash you urgently need for you to pay at a later date.


PAYLATER : Paylater lets you have a total control over your finances with just a few clicks. You are will be able access short-term loans for quick needs, engage in investments of cash to earn really high-interest rates, purchase credit on your mobile device as well as pay bills for all kinds of services. It is fast, reliable and user friendly. No collateral or guarantor is required. Paylater is available only in Nigeria and Ghana.


QUICK CHECK : Quick check is a lending and credit system app developed for SMEs and private individuals. With the app, you receive immediate available funds of N30K and below for 15 to 30 days with no collateral provision. You can download the Quick Check mobile app on Google Playstore.


QUICK TELLER : Quickteller is one of the most trusted means of payment in Nigeria. They began a short-term loan package aiding Nigerian citizens that might require fast cash to meet specific needs in time without requiring paper works or collateral. Receiving loan from Quickteller can be done via your mobile devices, tablets and laptops. There is also an option in the central banking app or via their website to request for little loans.

To request for a loan on quickteller, just dial *322*6# and follow the prompt. There are 2 options available, “Request Loan” and “Borrow Airtime.” or you can just access


CREDITI VILLE : Creditville allows for immediate loan for verified salary earners in Nigeria. The highest cash you can receive on creditville is N250k and the most extended lending period is 1 year. Creditville gives you 3 types of loans:


  • PayDay loan
  • Business loan
  • Cab Lease


SNAP CREDIT : Snapcredit is also one of the most trusted money lenders in Nigeria. The percentage rate is according to the amount you borrow and the repayment deadline. You are not going to face the stress of waiting a long time to receive your money as the loan is collected minutes after application is approved and validated. SnapCredit makes use of Direct Debit Mandate to deduct the agreed cash owed from your salary monthly.

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